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The $1,000 car payment is America's new reality

For decades, purchasing a car symbolized many of the most aspirational things in the American dream: independence, freedom ...

Zero down payment car loan: Attractive offer, but these hidden costs can make it expensive

Buying a car with a zero down payment scheme sounds simple and convenient, but it often comes with financial risks that many ...

Zero down payment car loan: Attractive offer, but these hidden costs can make it expensive

Buying a car with a zero down payment scheme sounds simple and convenient, but it often comes with financial risks that many ...

Current VA Jumbo Loan Rates: $0 Down Over $1M?

In 2026, if you have your full VA loan entitlement, you do not need to make a down payment, even for a VA jumbo loan of over $1 million. In today’s market, the VA does not cap your zero-down ...

5 best auto refinance companies of July 2026

Our top auto refinance companies include PenFed, Gravity Lending, myAutoloan, Upstart and Upgrade.

How to refinance a car loan in 6 steps

Refinancing might reduce your interest rate or monthly payment, but pay attention to potential costs ...

The rise of the 100-month car loan

For years, the car market’s affordability problem showed up quietly — slightly longer loan terms here, a slightly higher payment there. And then in 2025, it finally became impossible to ignore. The ...

Tips for finding the best used car deals amid high prices

CHARLOTTE — With new car prices still high, buying a used care may seem like a smart move, but Consumer Reports says finding a ride that’s both reliable and affordable can be a challenge. However, ...

Auto ABS issuers add more 72- and 84-month loans in deals

Lenders are increasingly packaging auto loans with terms of 72 months or longer into ABS deals as consumers opt to spread out ...

Buy a Car With No Savings: 6 Pointers From ChatGPT

When purchasing a car, a down payment can result in easier loan approval, lower interest rates and less risk of being upside-down in your new loan due to depreciation. Be Aware: 5 Cars With Trade-In ...

Car loan rates: The RBI did not cut the repo rate, but car buyers can get cheaper loans here—check now.

If you are planning to bring a shiny new car home this June or during the upcoming monsoon season, there is absolutely no ...

How much should your car down payment be?

Experts generally recommend putting down 10% to 20% on a car. A down payment reduces the financed amount, resulting in smaller monthly payments and lower interest costs. Putting money down might also ...

How To Get Out of an Upside-Down Car Loan

An upside-down car loan is one on which you owe more than the vehicle is worth. You can get out of an upside-down car loan by making extra payments or refinancing to a lower interest rate. Putting ...

Should you get an 84-month auto loan?

An 84-month auto loan offers lower monthly payments but can increase total borrowing costs. A long term elevates your risk of negative equity. Long auto loans might make sense for some borrowers, ...

Car loan rates: The RBI did not cut the repo rate, but car buyers can get cheaper loans here—check now.

If you are planning to bring a shiny new car home this June or during the upcoming monsoon season, there is absolutely no ...

America’s car payment problem just hit $1.68 trillion: 86 million Americans are carrying a record debt load with 7-year car loans gaining traction

For many Americans, a car payment is not optional. It is the price of getting to work, picking up children, buying groceries, ...

The best car loans for a credit score of 580 or below

Just over 14% of consumers have a poor credit score, defined as below 580, according to Experian data from 2025. A low credit score typically means less favorable terms on a car loan (and most other ...

Best car finance options in 2026: A complete beginner’s guide

Discover the best car finance options in 2026 including loans, leasing, and dealership financing. Learn how to choose the right plan and save money.

VIP Auto Announces Nationwide $0 Down Lease Program and Consumer Guide

NEW YORK, United States – 1st May 2026 – VIP Auto today announced a nationwide $0 down lease program and an accompanying consumer guide that explains how zero-down car leasing works for customers ...

Is it better to upgrade your car using a second-hand car loan?

Learn how a used car loan can help you upgrade to a higher-segment vehicle affordably, with lower upfront costs and flexible EMI options