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The most affordable way to buy a car without a down payment

On top of purchase prices and interest rates, not having a down payment can be a significant barrier to buying a new car.

The Most Affordable Way To Buy A Car Without A Down Payment

On top of purchase prices and interest rates, not having a down payment can be a significant barrier to buying a new car. Luckily, there is another option.

The most affordable way to buy a car without a down payment

On top of purchase prices and interest rates, not having a down payment can be a significant barrier to buying a new car.

Before taking a 72-month car loan, here's what buyers need to know in 2026

Lower auto payments sound good, but 72-month auto loans can mean more interest, slower equity and a higher risk of going ...

Don't Sign a Monthly Car Payment Unless You Know the 'Affordability' Trap

While the dealership might be upfront about your car's purchase price and interest rate, it often extends loan terms to make payments seem more affordable.

Why longer car loans are costing buyers thousands more

Rising new car prices are leading Americans to take out car loans longer than six years. These longer loans result in buyers paying thousands more in interest over the life of the loan. New Mexico has ...

How to get out of an upside-down car loan

As car prices and interest rates climb, a growing share of Americans owe more on their car than it's actually worth — a situation referred to as an "upside-down" or "underwater" car loan. In the final ...

From 4% to 22%: Car loan rates by credit score and where to find the lowest APRs

When applying for any new form of credit, including a car loan, your credit score is one of the most influential factors in determining your interest rate. The higher your credit score, the more ...

Should You Get an 84-Month Auto Loan?

Long auto loan terms increase borrowing costs and risk negative equity Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering personal, auto, ...

Best auto refinance loans of May 2026

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according to Edmunds. Used car loan payments are up to $568 a month, a $14 increase ...

Zero Down Payment Car Loan: Buy Your Dream Car Without Any Advance Payment

For car enthusiasts dreaming of buying a new vehicle without emptying their savings, Zero Down Payment Car Loans are now making it possible. This innovative financing option allows customers to ...

How Much Should Your Car Down Payment Be?

Experts typically recommend putting down 10% to 20%, but your ideal payment might differ ...

Americans owe $1.68 trillion on car loans — more than credit card debt and as much as all federal student loans

The U.S. built its economy on cars — now the average monthly payment is $680, and millions are falling behind.

Before You Take A Car Loan, Read The Fine Print Nobody Talks About

Car loans can sound simple: you pick a car, sign the papers, and drive home. But even small mistakes during the process can ...

A single $500 payment could cut months off your car loan—here's why

Small amounts of extra money can make a big difference.

Quick tip: Long auto loans

Here's a quick tip on avoiding what's known as a "long" auto loan. A new study finds Americans with auto loans longer than ...

Toyota's April truck deals feature zero-down leases and low APRs

Toyota is offering April 2026 truck incentives that include a zero-down lease on the Tacoma SR5 4WD Double Cab in select states and APRs starting at 1.99% on certain Tacoma models. These promotions ...

How Pre-Owned Car Loans Fit into Long-Term Personal Financial Planning

Many people see buying a pre-owned car as a quick fix for immediate needs or tight budgets. But how you finance this purchase ...

Share of 7-year car loans grows as buyers 'work harder to make the numbers fit,' expert says

The share of car buyers in the first quarter who signed a loan for 84 months or longer reached about 23%, up from 10% a decade ago, Edmunds data shows. The share of new-car buyers with annual income ...

How Much Should Your Car Down Payment Be?

A down payment is an upfront sum that reduces the financed amount. It can result in smaller monthly payments and lower interest costs.